STBL is a stablecoin protocol based on Real World Assets (RWA). It employs a yield-splitting mechanism to convert yield-bearing assets into liquid, dollar-stable tokens. Minters deposit high-quality RWAs—such as tokenized treasury bonds or money market funds—to receive USST as a stablecoin while retaining a separate yield claim. This structure allows users to unlock and reuse their principal without forfeiting yield—for example, by spending or deploying USST (like USDT/USDC), reinvesting in other risk assets to earn compounded returns, or participating in DeFi strategies—while the protocol transforms the growth of on-chain collateral into a scalable and liquid stablecoin supply.